TESTIMONIALS
What People Say About Us
Life With Leverage Coaches people on how to Become Their Own Banker by practicing the Infinite Banking Concept.
Become Your Own Banker
LifeWithLeverage Coaches People on how to Become Your Own Banker by Practicing the Infinite Banking Concept.
You finance everything you buy. You either pay interest to someone else or you give up interest you could have earned elsewhere.
- Nelson Nash
The Infinite Banking Concept
The Infinite Banking Concept (or IBC) is the process by which one becomes their own banker, as taught by the late Nelson Nash. In his definitive book on the subject, Becoming Your Own Banker, Nash explains how whole life insurance policies uniquely function as dividend paying assets through accrued equity; And the many creative ways one can utilize this liquid cash value, such as:
Funding Your Real Estate Investments
That's right. You can use your policies to store your capital until you have an investment you are ready to finance!
Escrowing Taxes
And Insurance
Why let the bank escrow your property taxes and insurance when you can earn interest instead of the bank?
Private
Money Loans
You can use your policy as collateral to loan against to others to make interest on your money in two places!
Wealth Preservation And Legacy
Your policy has a death benefit that will be passed on to the next generation to preserve wealth and leave a legacy.
Get Started Now
Let's get you educated on The Infinite Banking Concept or if you are already educated we can provide further resources and assist you in expanding your banking system. We are here to help with absolutely no obligation.
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Matthew Weir
18:44 12 Jan 26
Harper and his team are absolute professionals that can guide you through every question you could ever think of and more. They were incredibly professional, answered my questions nearly immediately, and were patient with me to figure this out and make up my mind (I took way too long, hah).
Really appreciate you Harper, thanks again. Would highly recommend 💪🏻
Really appreciate you Harper, thanks again. Would highly recommend 💪🏻
Leo Papa
00:33 08 Jan 26
We’ve had a policy with Harper since 2022, and the experience has been consistently positive. He’s taken the time to explain how the policy works, how to use it properly, and how it fits into our broader financial planning. Communication has always been clear and responsive, and we’ve felt well-supported whenever we’ve had questions. I’d highly recommend Harper to anyone looking for thoughtful guidance and a long-term approach.
Sarah Moseley
02:47 02 Jan 26
I’ve been working with Harper for years now. He is always patient and helpful in working with me. Also easy to reach and responsive! Highly recommend 🙂
Bambi Biscan
14:51 31 Dec 25
We have enjoyed working with Harper and Brayam on building our policies and understanding how to use them to protect our wealth as well as understanding the infinite banking concept, which we have been able to follow through on with short notice and it was smooth. Thanks guys!
Kat Marshall
16:43 30 Dec 25
Harper has been amazing walking us through the process and providing guidance when we needed it. He has kept me on track and has offered solutions I wouldn’t have thought of. I highly recommend him. KM
Jamie Wolff
14:54 16 Dec 25
Harper was very easy to work with on setting up my whole life policy to accommodate to my needs and future goals. It was a good experience from start to finish, communicating is simple with him as well! Thank you for everything
Kade Leach
17:00 09 Dec 25
Great experience for a 22 year old fresh into whole life, super excited for my policy to grow!
Josh
22:23 21 Nov 25
Very knowledgeable. Answered all my questions and then some. Tailored everything to fit my goals. Highly recommend!
Bob Sloan
02:27 12 Nov 25
So excited to have learned about Whole Life from Harper! Thank You !
Robert Brewster
16:13 07 Nov 25
Bought a policy with Harper a couple years ago and been exactly what he talked about and have been using it to invest. Very good stuff
Maria Goustas
14:52 06 Nov 25
Harper Jones was great as i navigated through purchasing life insurance. as someone who is young and knew nothing about the process, Harper went above and beyond in making sure i understood everything and explained it all. He provided me resources like sending me a book all about it which was very much appreciated. It wasn’t that long of a process but was patient with me when going through it all. Brayam Castillo also was a pleasure to work with and helped with the process. Overall the experience with them was great and made getting insurance easy and accessible. Would recommend going through them if your in the market for life insurance.
Tyler McLeod
22:36 05 Nov 25
Harper was incredibly thorough in explaining the whole life policies and how everything works. There was zero pressure, just clear, honest guidance and reassurance throughout. We’d been searching for someone who truly understands infinite banking, and Harper was exactly that. Highly recommend!
Randy Little
02:13 28 Oct 25
Harper is always on top of his schedule, and everything I need pertaining to my whole life policy. I send all my friends to him and recommend him highly.
Dustin Lloyd
14:29 21 Oct 25
My wife and I both signed have Life insurance policies with Life with Leverage and it has been an amazing experience start to finish. They were able to describe the policy in terms that I was able to understand and they made sure it fit our exact needs. We will definitely be using them in the future.
Hendra Tambunan
20:30 20 Oct 25
I’ve been working with Harper Jones at Life with Leverage for the past four years, and it’s been an outstanding experience. Harper has guided me through understanding and maximizing my whole life insurance policy—not just as coverage, but as a long-term financial asset that can be strategically leveraged.
He’s patient, knowledgeable, and always willing to explain complex concepts in a way that makes sense. I’ve appreciated his consistency and genuine care over the years. If you’re looking for someone who truly understands how to use whole life insurance as part of a bigger financial strategy, Harper is the one to trust.
He’s patient, knowledgeable, and always willing to explain complex concepts in a way that makes sense. I’ve appreciated his consistency and genuine care over the years. If you’re looking for someone who truly understands how to use whole life insurance as part of a bigger financial strategy, Harper is the one to trust.
Jonathan Lane
17:32 16 Oct 25
Harper is excellent at what he does. He broke down the life insurance process and found the policy that was best fit for my needs. I am thankful to have an advisor like him. Would definitely recommend to all friends and family!
Mike Konstantas
19:01 19 Aug 25
I've known Harper now for a little over 5 years. Working with him & his team over at Life with Leverage has been an incredible experience for our family. Harper made the process of setting up whole life insurance policies using the infinite banking concept not only simple but also empowering. Initially, my wife and I started with policies for ourselves, and we were so impressed with the strategy and its potential that we decided to set up policies for our three daughters as well.
What really sets Harper and Life with Leverage apart is his dedication to understanding our long-term goals and ensuring the solutions he provided aligned perfectly with them. As we saw the benefits unfold, we felt confident enough to add second policies for both my wife and me. Harper was always patient, transparent, and incredibly knowledgeable, making what could have been a daunting process feel manageable and even exciting. He always took the time to hear our questions and provide thorough answers to make sure we were comfortable throughout the process.
We’re so grateful for the peace of mind and financial flexibility Harper has helped us create for our family that we have recommended him and the IBC concept to multiple friends and family. If you are an avid saver and stuck trying to find a way to put your savings to work while getting additional benefits, like cash value and peace of mind, like whole life insurance then I would definitely recommend connecting with Harper and his team. You won’t find a more passionate or trustworthy guide.
What really sets Harper and Life with Leverage apart is his dedication to understanding our long-term goals and ensuring the solutions he provided aligned perfectly with them. As we saw the benefits unfold, we felt confident enough to add second policies for both my wife and me. Harper was always patient, transparent, and incredibly knowledgeable, making what could have been a daunting process feel manageable and even exciting. He always took the time to hear our questions and provide thorough answers to make sure we were comfortable throughout the process.
We’re so grateful for the peace of mind and financial flexibility Harper has helped us create for our family that we have recommended him and the IBC concept to multiple friends and family. If you are an avid saver and stuck trying to find a way to put your savings to work while getting additional benefits, like cash value and peace of mind, like whole life insurance then I would definitely recommend connecting with Harper and his team. You won’t find a more passionate or trustworthy guide.